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What is your claim actually worth?
Answer six questions and see your range on this page — no email wall, no phone number required. The estimate is built from published settlement and verdict data for your injury, then adjusted for treatment, fault, lost work, and your state’s rules.
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- injury types priced
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- states, own rules
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- dollars to use it
Estimated range
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The five things that move the number
Insurance adjusters run a version of this same math. These are the inputs that actually change the outcome — and the reason two people in the same crash walk away with very different settlements.
1.Your injury
Every injury carries its own published settlement range. A herniated disc and a broken wrist are not the same claim.
2.How much treatment
Adjusters weight the medical record heavily. An ER visit and release settles very differently from documented surgery.
3.Who was at fault
Shared fault reduces recovery in most states — and in a few, being even slightly at fault can bar it entirely.
4.Work you missed
Lost wages are the part people most often forget to claim, and the easiest part to prove with a pay stub.
5.Where it happened
State law sets damage caps, fault rules, and no-fault thresholds. The same crash is worth different amounts in different states.
Want the long version?
The Claims Playbook walks through how adjusters value a file and what to say when they call.
Read the playbook
How this calculator works
Our ranges start from published settlement and verdict data for each injury type, then adjust for the four factors that most influence real settlements: treatment intensity, fault allocation, lost work, and your state’s legal climate — damage caps, comparative or contributory negligence rules, and no-fault thresholds where they apply.
The result is an educational estimate, not a promise, an appraisal, or legal advice. Actual settlements depend on insurance policy limits (a serious injury against a minimum-limits policy often settles at the limit, not at the value of the harm), documentation quality, and how the negotiation is handled.
InjurySage is not a law firm and does not provide legal representation. If you want your estimate reviewed, we can connect you with a licensed attorney in your state for a free consultation.